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The insurance protection you need when you have original medicare.  Open Enrollment begins October 15th and runs through December 7th.  I can assist you with finding coverage that fits your doctors, drugs and budget.

  • Medicare Advantage – Coverage offered by private insurance companies that offer more than original medicare.  Can include precription drug coverage as well as vision, dental & fitness membership .

  • Medicare Supplement – Coverage offered by private insurance companies that picks up where medicare stops.

  • Prescription Drug Coverage – Insurance policies that covers prescribed medicine.


  •  Doctor visits

  •  Hospital stays

  •  Emergency room

  •  Prescription Drug coverage

  •  Lab work

  • And more.....


Health coverage doesn’t have to be difficult to understand.  Open Enrollment begins November 1st and runs through January 31st.  I can assist you applying for coverage and premium subsidy.  We will find a plan that fits your doctors, drugs and budget.  A basic Health Insurance Policy will cover the following:

You can also add supplemental policies such as:

  •  Dental 

  •  Hospital Indemnity

  •  GAP


Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.




Charlotte, NC 28278



Tel: 704-547-4702

Fax: 704-817-9056


Monday - Friday 

9:00 am to 5:00 pm



Appointment Only


Evenings Appointment Only

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